# Test payment cards, IBANs, and ACH details

Use the following payment cards, IBANs, and ACH details to simulate different outcomes in the Rebilly sandbox environment when processing payments. These details do not generate real charges.

For payment cards, use a future expiration date, and any valid CVV. Amex cards have a 4 digit CVV, all others have a 3 digit CVV.

Restricted CVV and expiration date values
- A CVV of `000`, or `0000` for Amex, results in a gateway response code "N7" with the message "Decline for CVV2 failure". For more information, see [Simulate an issuer decline caused by invalid CVV](#simulate-an-issuer-decline-caused-by-invalid-cvv).
- The expiration date `10/2051` triggers a test decline with expired/missing expiration error code. This expiration date is not valid and will result in a test decline. For more information, see [Simulate an issuer decline caused by invalid expiration date](#simulate-an-issuer-decline-caused-by-invalid-expiration-date).


## Simulate approved transactions

The following test card numbers and IBAN simulate approved transactions.

| Card brand | Number | Country |
|  --- | --- | --- |
| Visa | `4111111111111111` | US |
| Visa | `4123400073320224` | DE |
| Visa | `4761229700150465` | AU |
| Visa | `4761209980011439` | NZ |
| Mastercard | `5555555555554444` | CA |
| Mastercard | `5204245250460049` | DE |
| American Express | `378282246310005` | US |
| Discover | `6011111111111117` |  |
| Diners Club | `30569309025904` |  |
| JCB | `3530111333300000` | JP |
| China UnionPay | `6253111111111114` |  |
| Maestro | `6759641111111119` |  |
| IBAN | `DE89370400440532013000` |  |
| ACH | Routing number: `123456789`Account number: `1234567890` |  |


### Approved test card that becomes expired

The following test card simulates an approved transaction but returns an expiration update set to the previous month, which makes the card expired.

| Card brand | Number | Description |
|  --- | --- | --- |
| Visa | `4000000000000051` | Approved with expiration updated to previous month (expired) |


### Special approved transaction amount

To simulate an approved transaction using a special amount in the sandbox environment, use `71.00`. This is useful for methods like Apple Pay, where the DPAN cannot be controlled.

## Simulate declined transactions

The following test card numbers simulate declined transactions.

| Card brand | Number | Country |
|  --- | --- | --- |
| Visa | `4000000000000002` | US |
| Mastercard | `5105105105105100` | CA |
| American Express | `371449635398431` | US |
| Discover | `6011000990139424` | US |
| Diners Club | `38520000023237` |  |
| JCB | `3566002020360505` |  |
| China UnionPay | `6243030000000001` |  |
| Maestro | `6771790000000018` | AT |
| IBAN | `DE62370400440532013001` |  |
| ACH | Routing number: `031245679` Account number: `0312456798` |  |


### Simulate an issuer decline caused by invalid expiration date

To simulate an issuer decline caused by an invalid or mismatched expiration date, while using a valid test card number, set the expiration date to `10/2051`. This results in a gateway response code "54" with the message "Expired card or expiration date is missing".

### Simulate an issuer decline caused by invalid CVV

To simulate an issuer decline caused by an invalid CVV, while using a valid test card number, set the CVV to `000`, or `0000` for Amex. This results in a gateway response code "N7" with the message "Decline for CVV2 failure".