Dynamic currency conversion

Dynamic currency conversion (DCC) allows the customer to be billed in the original transaction currency or the customer’s native currency.

Use cases:

  • Shift currency conversion fees off your customer's cardholder billing statement.
  • Shift some profit from the conversion to you, away from your customer's bank.
  • Increase conversion rates in scenarios where eligible for DCC.

Dynamic currency conversion is both an advanced and a premium feature of Rebilly and comes at additional costs. Please contact your account manager for details.

Configuring DCC

Markup is configured per gateway account in basis points, which are 1/100th of a percent. 250 basis points is the same as 2.50 percent. The available currencies to convert to are determined by the list of currencies associated with the gateway account. You can also configure if any of those currencies should be excluded from presenting a DCC offer.

DCC offers

A DCC offer is made when all the following conditions apply:

  • DCC is active on the gateway account that is selected for the payment.
  • The currency associated with the cardholder’s BIN does not match the payment currency.
  • The currency associated with the cardholder’s BIN is not in the list of currencies that are available for the gateway account. The currency is also not in the excluded DCC currencies list.
  • The cardholder is present to interact with the offer. DCC cannot be used on recurring transactions.

A DCC offer is presented like:

dcc select currency

The markup is calculated from the gateway account configuration and today’s prevailing spot price of the currency.

Payment flow

A DCC Offer utilizes the offsite payments flow. This flow requires the customer to visit an “approval url” where the DCC Offer is presented.

dcc approval URL

DCC offer completion outcome

Before a customer completes the selection, the outcome is unknown. When a customer completes the selection, the customer may take the suggested currency or retain the original currency, and the outcome is suggested or original.

DCC in transactions data table

DCC information is available if you activate the columns from within any transaction data table.

dcc grid

dcc transactions grid

You can activate the grid fields by toggling the columns you want to see. The markup is always translated to US Dollars.